Prufoxroach Websites
Privacy Policy & Terms of Use
 

Privacy Policy & Terms of Use
 

Privacy Policy
  Our Commitment to Privacy
Our Privacy Policy was developed as an extension of our commitment to combine the highest-quality products and services with the highest level of integrity in dealing with our clients and partners. The Policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site and our products and services. This statement will be continuously assessed against new technologies, business practices and our customers' needs.

What Information Do We Collect?
When you visit our Web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and others browse our Web site.

1. Personal Information You Choose to Provide
For example, you may need to provide the following information:

  • Name
  • Mailing address
  • Email address
  • Home and business phone number
  • Other personal information

    • If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.

    2. Web Site Use Information
    Similar to other commercial Web sites, our Web site utilizes a standard technology called "cookies" (see explanation below, "What Are Cookies?") and Web server logs to collect information about how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site. This information is collected on an aggregate basis. None of this information is associated with you as an individual.

    How Do We Use the Information That You Provide to Us?
    Broadly speaking, we use personal information for purposes of administering our business activities, providing customer service and making available other products and services to our customers and prospective customers. Occasionally, we may also use the information we collect to notify you about important changes to our Web site, new services and special offers we think you will find valuable. The lists used to send you product and service offers are developed and managed under our traditional corporate standards designed to safeguard the security and privacy of our customers' personal information. As a customer, you will be given the opportunity, at least once annually, to notify us of your desire not to receive these offers.

    What Are Cookies?
    Cookies are a feature of Web browser software that allows Web servers to recognize the computer used to access a Web site. Cookies are small pieces of data that are stored by a user's Web browser on the user's hard drive. Cookies can remember what information a user accesses on one Web page to simplify subsequent interactions with that Web site by the same user or to use the information to streamline the user's transactions on related Web pages. This makes it easier for a user to move from Web page to Web page and to complete commercial transactions over the Internet. Cookies should make your online experience easier and more personalized.

    How Do We Use Information We Collect from Cookies?
    We use Web site browser software tools such as cookies and Web server logs to gather information about our Web site users' browsing activities, in order to constantly improve our Web site and better serve our customers. This information assists us to design and arrange our Web pages in the most user-friendly manner and to continually improve our Web site to better meet the needs of our customers and prospective acustomers.

    Cookies help us collect important business and technical statistics. The information in the cookies lets us trace the paths followed by users to our Web site as they move from one page to another. Web server logs allow us to count how many people visit our Web site and evaluate our Web site's visitor capacity. We do not use these technologies to capture your individual email address or any personally identifying information about you although they do permit us to send focused online banner advertisements or other such responses to you.

    What About Other Web Sites Linked to Our Web Site?
    We are not responsible for the practices employed by Web sites linked to or from our Web site nor the information or content contained therein. Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the users of our Web site.
     

    Terms of Use
    Agency Disclosure
    REAL ESTATE AGENCY RELATIONSHIPS
    Real estate brokers ("broker") are persons who are licensed to transact real estate business by the state in which they work. Real estate persons ("Real Estate Licensee") are persons who are employed directly or indirectly by a Broker and are licensed to conduct real estate business on behalf of a Broker by the state in which they work. In real estate transactions, an agency relationship may be formed between a Broker and a client. The client may be either a Buyer or Lessee ("Buyer") or a Seller or Lessor ("Seller"). The client generally works with one Real Estate Licensee who is associated with the Broker. If you choose to have a Broker represent you in an agency relationship, you should enter into a written contract that establishes the obligations of both parties, and specifies how and when your Broker will be compensated. Before you enter into an agency relationship with Prudential Fox & Roach, you should understand the types of relationships that are available to you. In Pennsylvania you will be asked to acknowledge the "Consumer Notice"; in New Jersey, the "Consumer Information Statement"; and in Delaware the "Disclosure Regarding Real Estate Agency Relationships". Each of these disclosures will provide you with information regarding the nature of the relationship you are about to begin and the rights and obligations it creates within that state.

    DEFINITIONS
    SELLER AGENCY: The Seller's broker, any cooperating broker, and any salesperson working with either, are representing the Seller's interest and have fiduciary responsibilities to the Seller, but are obligated to treat all parties with honesty. The Buyer's broker, and any salesperson working for this broker, without breaching the fiduciary responsibilities to the Buyer, may, among other services, provide a Seller with information about the transaction. The Buyer's broker, and any salesperson working for this broker, also has the duty to respond accurately and honestly to Seller's questions and disclose material facts about the transaction, submit promptly all offers to purchase through proper procedures, and serve without unlawful discrimination.

    DUAL AGENCY: A real estate broker when acting for one client has fiduciary duties that include undivided loyalty, confidentiality and full disclosure, but only to one client. Dual Agency creates a conflict of interest because the broker's fiduciary duties of confidentiality, full disclosure and loyalty to one party conflict with those same duties to the other party. A real estate broker can however be the dual agent of both Seller and Buyer in the same transaction, but only with the knowledge and written consent of Seller and Buyer. The broker may not represent the interest of one party to the exclusion or detriment of the interests of the other party and may not take any action that is adverse or detrimental to either party's interest in the transaction.

    You should read all agreements to ensure that they adequately express your understanding of the transaction. A Broker or Real Estate Licensee is a person licensed to advise you about real estate. If legal, tax or other advice is desired, you should consult a professional in that field.

    Throughout the transaction you may receive more than one disclosure form. You should read its contents each time it is presented to you, considering the relationship, if any, between you and the Broker and Real Estate Licensees in your specific transaction.

    In consideration for services to be provided at prufoxroach.com, user agrees that his or her initial search price range is within user's general area of affordability. User further agrees to get pre-qualified at thetridentgroup.com if uncertain about how much user can afford. (thetridentgroup.com is a free, online way to get pre-qualified provided by our mortgage partner, Trident Mortgage Company.)
     
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